Invoice Collections, Automated

Stop chasing invoices.
Let Invoq collect for you.

AI-powered collections that follow up, escalate, and recover overdue payments automatically — so you can focus on the work.

No setup calls. No enterprise contracts.

Invoice Pipeline
6 outstanding

Meira & Associados

INV-2024-089 · 31 days

€4,800 Escalated

Luso Digital Lda.

INV-2024-091 · 18 days

€2,250 Overdue

Tavares Construção

INV-2024-094 · 7 days

€9,600 Sent

Fontela Creative

INV-2024-088 · Settled

€1,400 Paid

Invoq just ran:

Sent escalation email to Meira & Associados · Scheduled reminder for Luso Digital in 3 days

What Invoq does

Your invoices, managed.
Your payments, collected.

Every outstanding invoice enters a monitored queue. Invoq tracks payment status in real time, runs follow-up sequences without your intervention, and escalates the accounts that need more pressure — automatically, at the right moment.

Invoice monitoring

Every invoice is tracked from the moment it's sent. Invoq knows exactly what's outstanding, what's approaching due, and what's already late.

Intelligent follow-up

Professionally written emails go out at the right intervals — a gentle reminder at 7 days, firmer at 14, formal at 30. Tone escalates as time passes.

Automatic escalation

Accounts that don't respond move to escalation automatically. You're notified only when human judgement is genuinely required.

Cash flow visibility

A clear forecast of expected incoming payments, so you always know what's coming in and when — not just what's already late.

How it works in practice

Every part of collections, handled.

01 — Live Pipeline

Your entire AR, visible at a glance

Invoq keeps a live, sorted queue of every outstanding invoice: client name, amount, days overdue, and current AI status. The queue updates as payments land and as follow-ups are sent — you see exactly where each invoice sits, with no manual checking required.

  • Sorted by urgency: most overdue accounts surface first
  • Status chips show current state: Sent, Overdue, Escalated, Paid
  • AI action log shows exactly what was sent and when
Outstanding invoices Sorted by urgency

Meira & Associados

INV-2024-089 · 31 days overdue

€4,800 Escalated

Luso Digital Lda.

INV-2024-091 · 18 days overdue

€2,250 Overdue

Tavares Construção

INV-2024-094 · Due in 7 days

€9,600 Sent

Agência Noroeste

INV-2024-096 · Due in 14 days

€3,100 Sent
Automation sequence — Standard B2B
Day 0 Invoice sent

Original invoice delivered to client

Day 7 Friendly reminder

Polite follow-up, payment link included

Day 14 Second notice

Firmer tone, references overdue amount

Day 30 Formal demand

Final notice before escalation

Day 30+ Escalation

Account flagged; you are notified

02 — Automation Rules

Set the rules once. Invoq follows them forever.

Define when follow-ups go out, what they say, and when to escalate. Invoq runs the sequence on every invoice without exception — no forgotten reminders, no delayed chases, no clients who slip through because you were busy.

  • Customise timing: 7, 14, 30 days — or your own schedule
  • Emails are professionally written and adapt tone as overdue days increase
  • Pause any rule for specific clients when a relationship needs care

03 — Cash Flow Forecast

Know what cash is coming before it arrives

Invoq projects incoming payments by week, combining your outstanding invoices with each client's historical payment behaviour. No more guessing about next month's cash position — you see it now, and you can plan around it.

  • Weekly view of expected incoming payments
  • Based on real outstanding invoices, not averages
  • Outstanding total and expected-this-month at a glance
Expected incoming — next 4 weeks €21,650 total
€4,800
€9,600
€3,100
€4,150
Wk 1
Wk 2
Wk 3
Wk 4

Outstanding total

€21,650

Expected this month

€14,400

Most small business owners spend hours each week doing the work a well-configured system can do in seconds. That time has a cost — and so does every invoice that falls through the gap.

Without Invoq

  • Log into your accounting software — find the overdue list
  • Open each invoice, copy the client email address
  • Write a follow-up email, trying to sound professional without being aggressive
  • Remember to check again in a week
  • Some clients fall through — you realise 6 weeks later
  • Chasing payments bleeds into client work hours
  • No visibility on when you'll actually get paid

With Invoq

  • Connect your invoicing tool — Invoq reads your outstanding invoices
  • Set your follow-up timing once (or use the defaults)
  • Invoq sends the first reminder at day 7, automatically
  • Escalation emails go out at 14 and 30 days without your involvement
  • Accounts that don't respond are flagged for your attention
  • You spend your time on client work, not on chasing
  • Cash flow forecast shows exactly what to expect this month

Built for

Freelancers and consultants

You invoice on project completion. Clients pay 30, 45, 60 days later — sometimes longer. Invoq chases so you don't have to damage the relationship by doing it yourself.

Small agencies and studios

You have 5–30 active client invoices at any point. Tracking them manually is a part-time job. Invoq turns that into a 10-minute monthly review.

Solo finance managers

You run AR for a small business without an AR team. Invoq automates the routine sequences so you can focus on the accounts that genuinely need your attention.

Pricing

Simple, honest pricing.

One plan. Everything included. No per-seat charges, no enterprise tiers, no surprise fees.

Professional

Get in touch

Pricing tailored to your invoice volume

  • Full invoice pipeline monitoring
  • Automated follow-up sequences (customisable)
  • Escalation rules and alerting
  • Cash flow forecast view
  • Automation rules builder
  • Email templates — professionally written
  • Pause rules per client
Request early access

Talk to us about your invoice volume and we will set you up.

FAQ

Questions worth asking

The things SME owners want to know before they trust an automated tool with their client relationships.

How does Invoq know which invoices to follow up on?

Invoq connects to your invoicing tool and reads your outstanding invoice list automatically. Any invoice that passes its due date without a recorded payment enters the follow-up sequence. You can exclude specific clients or invoices at any point.

Will my clients know the emails are automated?

No. The emails are written in plain, professional language and sent from your own email address. There is no Invoq branding in the follow-up messages — to your client, it reads as a normal business email from you.

What if I have a sensitive client I don't want chased automatically?

You can pause automation for any specific client at any time. Some relationships need a personal touch — Invoq lets you flag those accounts and handle them manually while the rest run on autopilot.

How accurate is the cash flow forecast?

The forecast is based on your actual outstanding invoices combined with each client's historical payment patterns. It is a projection, not a guarantee, but it gives you a reliable picture of what to expect and when — far better than no visibility at all.

Which invoicing tools does Invoq connect to?

We are building integrations with the most widely used invoicing tools for European SMEs. Contact us to discuss your current setup and confirm compatibility before you sign up.

Is this suitable for a freelancer, or only for companies?

Invoq is designed for both. A freelancer with 5 active client invoices benefits as much as a 10-person agency with 50. The automation handles the tedious parts regardless of your scale.

Your next overdue invoice is already waiting.

Every day an invoice sits unpaid is money you've earned but can't access. Invoq starts working on the day you connect your account — no lengthy setup, no training period, no consultant to call.

What you get on day one

Invoice pipeline

All outstanding invoices in a single monitored queue

Automated follow-ups

Emails sent at 7, 14, and 30 days overdue — no action needed

Cash flow forecast

Weekly projection of expected incoming payments

Escalation alerting

Flagged accounts surface automatically when human attention is needed